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Terms of Service

Last Updated: January 2026

1. Wallet Funding & Withdrawals

Users are responsible for ensuring bank details provided for withdrawals are correct. Funds sent to incorrect accounts due to user error are not refundable. Standard transfer fees (₦10 - ₦50) apply to all bank withdrawals.

2. PayPal Asset Exchange

PayPal-to-Naira exchanges are subject to current system rates. A 10% service charge is deducted from the gross converted amount before being credited to your NGN wallet.

3. Prohibited Activities

MSTAR maintains a zero-tolerance policy for money laundering or unauthorized system probing. Accounts found engaging in suspicious activity will be frozen pending an identity audit.